Buy now and pay in 3 installments with Klarna.

Select Klarna at checkout to pay for your purchase using your preferred method.

Manage your orders and payments in the Klarna app.

The best way to shop.

View all your purchases in one place, pay off any outstanding debts, discover exclusive content, and more in the Klarna app. You can also log in to your Klarna account at https://app.klarna.com/login. If you need assistance, our Customer Service team is here to help.

Safe and secure.

Klarna has implemented robust fraud controls to protect our customers and prevent fraudsters from making unauthorized purchases.

Frequently Asked Questions

Can't find the answer to your question? Visit the FAQ section to learn more about using Klarna. You can contact Klarna at https://www.klarna.com/ie/customer-service/ or by downloading the Klarna app.

What happens if I make a return?

If you return part or all of your order, Klarna will send you a new statement as soon as the online store processes the return. Follow the retailer's return instructions and be sure to keep your return tracking number. Log in to your Klarna account and select "Report a return" to pause the statement. As soon as the retailer processes the return, we'll send you an updated invoice.

There's a problem with my order. Do I still have to pay for it?

You don't have to pay for damaged, broken, or defective merchandise. Follow the retailer's complaint handling instructions and be sure to "Report a problem" in your Klarna account to hold your statement until you've resolved the dispute with the retailer. Once the retailer registers the cancellation or return, your refund will be processed within 5-7 business days.

I haven't received my order. What happens to my bank statement?

You don't have to pay your statement until you receive your order. Contact the retailer for delivery updates. Be sure to log in to your Klarna account and click "Report a problem" to suspend the charge until you receive your order.

My bank statement is incorrect. What should I do?

If your statement doesn't match your order details, contact the retailer directly to request a correction. Be sure to log into your Klarna account and click "Report a problem" to pause the charge until the details are corrected.

What happens if I don't pay for my order in 3 installments?

Klarna will automatically attempt to charge the second installment to the debit or credit card you entered at checkout. If the payment fails by the due date, Klarna will automatically attempt to charge the payment again 7 days later, and then again 7 days later. If this final payment attempt is also unsuccessful, Klarna will add the unpaid amount to the final installment. If this final payment attempt is unsuccessful, Klarna will issue a statement for the full amount of the unpaid order, which will become due after 15 days. Fees or interest may be charged for late and/or missed payments. Using Klarna's "Pay in 3" service will not affect your credit score, even if you fail to pay by the due date. If you fail to pay, you will be considered in default and may no longer be able to use the service in the future. If you fail to pay for your purchase, Klarna may use an external debt collection agency to collect the amount on our behalf. Using debt collection agencies is considered a last resort.

About Klarna

Founded in Stockholm, Sweden, in 2005, Klarna is one of Europe's fastest-growing companies and a leading provider of alternative payment methods. Klarna's vision is to make shopping easier and more enjoyable by offering added value to consumers and retailers with unique payment options and a superior customer experience.

Klarna has 5,000 employees in 45 countries and is the pioneer in postpaid options, trusted by 147 million shoppers and partnered with over 400,000 merchants.